Nov 29, 2023 · One of them is the Chase Freedom Flex: This card offers a similar rewards setup, with 5% cash back on rotating categories, 3% on dining and drugstore purchases, and 1% on all other spending. Unlike with the Citi Shop Your Way card, with Chase Freedom Flex, you can redeem points as cash back, a statement credit, gift cards, or for travel. Gift card funds can be used to pay for most home and experience bookings on Airbnb. When you book, the balance from any gift card funds on your account will be automatically applied. Gift card funds can’t be used to pay for the following: Reservation of 28 nights or more Changes to existing reservations The second payment, if you choose to ... It’s typically only worth paying a fee if the value you’re earning on rewards credit card is more than the fee paid. But that math can get a little more involved. We explain why. Y...About this app. Formerly Shop Your Way MAX, the Shop Your Way app is your shortcut to shopping rewards. Shop & save money on your everyday essentials, earn points back, and get rewards for the brands you love, without the hassle. Shop Your Way is the way to stack up Shop Your Way Points as you spend on your everyday purchases.Help Articles. How Do I RESET my PASSWORD for SYW.com or the SYW app? I have points on my Shop Your Way Mastercard® Statement but they aren't showing online on Shopyourway.com. How do I REDEEM MY POINTS? How do I PAY MY Shop Your Way Mastercard® BILL? I have a problem with my GIFT CARDS POWERED BY RAISE. I …Redeem Amazon Cash. Amazon Cash allows you to shop on Amazon.com without a credit or debit card. You just add cash to your Amazon Balance at participating locations. You can scan a unique barcode or use your mobile phone number to identify your account and add from $5 to $500 to use for shopping on Amazon.See full list on citiretailservices.citibankonline.com Gift Cards Value. $5+ $20+ $50+ $100+ Categories. Apparel . Automotive . Baby and Kids . ... Look for the Pay with Shop Your Way option on our partners’ checkout pages. Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. Make 30 purchases totaling $2,000 in a calendar year and you become a platinum member. You get access to all of the benefits of the previous tier, as well as: An additional 5% in points with Shop Your Way MAX. The opportunity to earn 15% in points during your birthday month. A 15% points special bonus day each quarter.As low as 0% APR. Free Shipping on All Products. With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.For small businesses, credit cards are a valuable financial tool that business owners can use to efficiently manage and pay both regular and unexpected expenses. These cards are us...Jan 26, 2024 · About this app. Formerly Shop Your Way MAX, the Shop Your Way app is your shortcut to shopping rewards. Shop & save money on your everyday essentials, earn points back, and get rewards for the brands you love, without the hassle. Shop Your Way is the way to stack up Shop Your Way Points as you spend on your everyday purchases. Manage your account your way with all the features you enjoyed before—and more. Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay. However, if it takes you more than three months to pay off the balance at the current average annual percentage rate (APR) of 20.28%, the interest you pay will likely outweigh the rewards you earn. In this instance, if you pay $275 per month, over four months, you’ll pay $24 in interest. While you may be tempted to charge more than usual …As low as 0% APR. Free Shipping on All Products. With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.Feb 5, 2024 · The Shop Your Way credit card earning structure is very good on this card. You’ll earn: 5% back in points on eligible purchases at gas stations*. 3% back in points on eligible purchases at grocery stores and restaurants*. 2% back in points on eligible purchases at Sears and Kmart. Purchase Rate: % – % Variable APR, based on creditworthiness 1.Use the Costco Anywhere Visa card as your Costco membership ID. Redeeming Costco Cash Rewards: Cash back will be provided as an annual credit card reward certificate in February billing statements, redeemable for cash or merchandise at U.S. Costco warehouses. *Certain …In today’s digital age, mobile payment solutions have revolutionized the way we make transactions. One such solution is Apple Pay, a convenient and secure way to pay using your iPh...You can usually do this by calling the customer service number on the back of the card (1-833-634-3155) or by visiting the website of the card issuer. Go to the store or online retailer where you want to make your purchase. Choose the items you want to buy and add them to your cart. At checkout, select "Visa" as the payment method. It’s typically only worth paying a fee if the value you’re earning on rewards credit card is more than the fee paid. But that math can get a little more involved. We explain why. Y...Merchant Instructions: To redeem towards activities/shore excursions or onboard gifts, drinks and fun, print and bring this e-card to the Guest Services Desk on board your cruise ship so it can be credited towards your Sail & Sign account. To redeem towards the purchase of a Carnival cruise, call 1-800-Carnival or book online at www.carnival.com. Shop Your Way is a simple, free way to save money. Shop Your Way members earn points on qualifying home repairs and improvement purchases that they can redeem at Sears, Kmart, Lands’ End (in-store and online) and shopyourway.com. You can earn 10 points for every dollar spent on qualifying purchases — whether you pay with …Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. How to pay with a credit card online. Check the website is secure. Check that the website URL starts with the letters “https:” and has an image of a small padlock, usually in the top left-hand corner. Select …Manage your Shop Your Way credit card account online, any time, using any device. Submit an application for a Shop Your Way credit card now. Salir ¿Estás Seguro De Que Deseas Salir? ... puede llamar a la Shop Your Way Mastercard® al 1-877-816-9063 y se las enviaremos sin cargo. Acuerdos. null. He leido y acepto todos los acuerdos descritos ...Yamaha credit cards can be paid online through the Yamaha Motor Sports bill-payment portal or by mailing a check in the provided payment envelope. Yamaha credit cards are issued by...Shop Your Way Mastercard®. As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will …Opting of Shop Pay means that your phone number and stored data are deleted from Shop, and you will no longer have access to the following features: accelerated checkout on stores that offer Shop Pay as a payment method. access to any remaining Shop Cash balance that you've earned. If you opt out of Shop Pay, then you can still use Shop to ...The Shop Your Way® Mastercard® is hands down the best and most lucrative way to take full advantage of the Shop Your Way rewards program, which rivals some of the best credit card and retail customer loyalty arrangements around. But it's also really restrictive and frankly not the best choice for most consumers. That's partly.All of the cards offered by Shop Your Way Gift Cards are electronic and typically delivered via email within minutes. Depending on the brand, electronic cards may be redeemed online or in-store. Double check your card type during the checkout process to review specific delivery and redemption instructions. See full list on citiretailservices.citibankonline.com The cashback will be credited within 2 to 3 days after the payment. HDFC Bank Millennia debit cardholders can get 1% cashback up to a maximum of Rs. 400 every month on credit card bill payments. However, this debit card cannot be used at the HDFC BillPay portal, and you will have to make the payment using a third-party app like Paytm …Alerts will come from Shop Your Way Mastercard® Credit Card Alerts, and you can text STOP to 21431 to stop Alerts, or text HELP to 21431 to receive help. For questions about the services provided, you can call 1-877-816-9063. Message and data rates may apply, and message frequency varies by account settings. Pay with Shop Your Way. With millions of apps, games, and more to discover, there's something for everyone on Google Play. Use a Google Play gift code to explore a world of endless play, from your go-to games to the apps you can’t live without. No fees, no expiration dates, and no credit card required to start playing – which means it’s ... Check Balance. Scratch off the silver coating on the back of the card. This reveals the last four digits of the card and the PIN number. For eGift cards, find the PIN in the confirmation email. Check the balance here. Call 1-888-537-5503. Go to a checkout in a Walmart store.Apply today for your Shop Your Way Credit Card. Discover the benefits a Citi Shop Your Way Credit Card has to offer.Oct 26, 2016 ... Newly designed Shop Your Way branded cards will be issued to members starting March 2017. The new offer will also be made available to existing ...Access Shop Your Way points with the Shop Your Way MAX mobile app. Easy to earn Shop Your Way Points From gas and groceries to your morning coffee, use your Shop Your Way Mastercard ® on all eligible purchases to build points fast. We'll help you choose the best way to pay for your travel. ... Use contactless (card or device) to pay as you go on all our transport services. TfL Oyster and contactless app . Top up anytime, anywhere and manage your cards on the go. Touching in and out. Always touch in at the start of your journey and touch out at the end.Activate Your Card. Activating your card is easy. Fill in the information below to get started. Continue. Cancel. For your account security, avoid using a public or shared computer when inputting your ATM, Debit, or Credit Card number or other sensitive information.The Shop Your Way Mastercard was previously known as the Sears Mastercard. As such, it was originally designed for shoppers who frequent Sears, meaning that the rewards were reserved for Kmart and Sears shoppers.. However, given that Sears and its big-box chain Kmart are all but defunct with a handful of stores left at the end of …Once again @ptatohed inspired me to appy for a card, this time it was the Citi Shop Your Way card. I was approved with a starting limit of $3k. They pulled EQ where FICO 8 was 712, plenty of inquiries, aggregate utilization high, 6/24 on new accounts. From now on when I see a post from @_ptatohed I'm going to have to run the other way.Save Everyday. ‡Shop Your Way Mastercard® new accounts: As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction, minimum $5; the balance transfer ...Refunds on orders that were paid for using Shop Cash. If you fully return an order paid for with Shop Cash, then you're refunded in the way the order was paid. Expired Shop Cash is not credited back to your balance after a refund is issued. For partial returns, the amount of Shop Cash that you receive back depends on the store's refund process.Check Balance. Scratch off the silver coating on the back of the card. This reveals the last four digits of the card and the PIN number. For eGift cards, find the PIN in the confirmation email. Check the balance here. Call 1-888-537-5503. Go to a checkout in a Walmart store.Gift Cards Value. $5+ $20+ $50+ $100+ Categories. Apparel . Automotive . Baby and Kids . ... Look for the Pay with Shop Your Way option on our partners’ checkout pages. DISCOVER THE BEST CRUISE SHIPS There are so many reasons to get excited about a Royal Caribbean® cruise. Choose from itineraries that take you to top-rated destinations, from sun-soaked Caribbean isles to ancient temples in Asia and everywhere in between. And make the most out of every moment at sea onboard the world’s best cruise ships, loaded from bow to stern with game-changing thrills ... Apple Pay is the easy way to pay in shops, online and in apps. It’s safe, secure, private — and simple to set up and use. It’s money, made modern. ... And when you pay, your card numbers are never shared by Apple with merchants. If you prefer not to share your email address with merchants when paying online, ...To close your Shop Your Way Mastercard®: You will need to contact Citibank to close the Shop Your Way Mastercard® credit card. Please note that closing your Shop Your Way Mastercard® will not close your SYW points account. Citibank's contact number: 877-816-9063. Citibank Online Assistance TTY: 1-800-325-2865.Rewards Rate. 5%. 5% in Points on eligible purchases at gas stations. 3%. 3% in Points on eligible purchases at grocery stores & restaurants on the first $10,000 of …The gift card will come from Shop Your Way [email protected] via pmta.sailthru.com in case you need to search for it in your email inbox search bar. Sometimes it may go to your Spam folder. You can also now earn and redeem points with our new mobile app SYW available in the App Store or Google Play Store. Philadelphia, PA 19176-0610. Shop Your Way Credit Card. Overnight Delivery/Express Payments. Attn: Consumer Payment Dept. 6716 Grade Lane. Building 9, Suite 910. Louisville, KY 40213. Get up to $225 in Statement Credits †. Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases† made wherever Mastercard® is accepted in the first 90 days after you are approved for a …The Shop Your Way® Mastercard® is hands down the best and most lucrative way to take full advantage of the Shop Your Way rewards program, which rivals some of the best credit card and retail customer loyalty arrangements around. But it's also really restrictive and frankly not the best choice for most consumers. That's partly.A: Thank you for your interest. You're free to send it our way, but do note that we are a fairly insular company and aren't very receptive to unsolicited business offers. Please read this answer on the longer FAQ page before …Alerts will come from Sears® Credit Card Alerts, and you can text STOP to 91857 to stop Alerts, or text HELP to 91857 to receive help. For questions about the services provided, you can call 1-800-917-7700. Message and data rates may apply, and message frequency varies by account settings.How to Pay Credit Card Bills in 5 Steps: Link a checking account to your credit card, using the account number and routing number for the checking account. Make the checking account the primary source for credit card payments. Schedule recurring payments to be made monthly by the due date, or choose to make a one-time payment …Activate Your Card. Activating your card is easy. Fill in the information below to get started. Continue. Cancel. For your account security, avoid using a public or shared computer when inputting your ATM, Debit, or Credit Card number or other sensitive information.Gift Cards Value. $5+ $20+ $50+ $100+ Categories. Apparel . Automotive . Baby and Kids . ... Look for the Pay with Shop Your Way option on our partners’ checkout pages. Shop at your favourite brands and enjoy paying later. Quick decision. ... Shop your way with Pay in 3. Pay in 3. Make the first payment at the time of purchase and make two more payments on the same date each month. ... Debit card, or confirmed bank account: Buyer Protection 2: Included:Help Articles. How Do I RESET my PASSWORD for SYW.com or the SYW app? I have points on my Shop Your Way Mastercard® Statement but they aren't showing online on Shopyourway.com. How do I REDEEM MY POINTS? How do I PAY MY Shop Your Way Mastercard® BILL? I have a problem with my GIFT CARDS POWERED BY RAISE. I …Alerts will come from Shop Your Way Mastercard® Credit Card Alerts, and you can text STOP to 21431 to stop Alerts, or text HELP to 21431 to receive help. For questions about the services provided, you can call 1-877-816-9063. Message and data rates may apply, and message frequency varies by account settings.In today’s fast-paced digital world, convenience and efficiency are key. This is especially true when it comes to managing your financial responsibilities, such as paying your cred...The gift card will come from Shop Your Way [email protected] via pmta.sailthru.com in case you need to search for it in your email inbox search bar. Sometimes it may go to your Spam folder. You can also now earn and redeem points with our new mobile app SYW available in the App Store or Google Play Store. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD(1-800-627-8372). ↩. Click to Pay by Mastercard is a smarter and secure way to make online payments. Speed through checkout in just a few clicks at any participating merchant. Learn how.At Shop Your Way, we think you deserve more. With Shop Your Way, you can earn while you shop, like never before. Welcome to rewards, re-imagined. Gift Cards Value. $5+ $20+ $50+ $100+ Categories. Apparel . Automotive . Baby and Kids . ... Look for the Pay with Shop Your Way option on our partners’ checkout pages. Once again @ptatohed inspired me to appy for a card, this time it was the Citi Shop Your Way card. I was approved with a starting limit of $3k. They pulled EQ where …Rewards Rate. 5%. 5% in Points on eligible purchases at gas stations. 3%. 3% in Points on eligible purchases at grocery stores & restaurants on the first $10,000 of …Tax season is coming up, which means some will have to shell out a hefty chunk of cash to the government. That always stings, but you can make it sting a little less if you have a ...Rebuilding your credit is a challenge, but it’s possible to start the process by getting a credit card, paying it off regularly and keeping the balance low. This method requires yo...Payment Addresses. Shop Your Way Credit Card Payments. P.O. Box 78024. Phoenix, AZ 85062-8024. Shop Your Way Credit Card. Overnight Delivery/Express Payments. Attn: …Sep 22, 2023 · 5. The card offers a sign-up bonus. The Shop Your Way Mastercard frequently offers limited-time bonuses for new cardholders. For example, through Feb. 29, 2024, the card is offering a $75 ... We can find the accounts and merge them together so you can redeem your points. This will also align your Shop Your Way Mastercard® with your online account so all newly earned points will show online as expected. Please make sure to include the following information in your request. Thank you. - Last 4 digits of your Shop Your Way Mastercard® Feb 1, 2022 ... 10% Back On Online Purchases Offer · Online purchases must total $400 or more each month to qualify · Earn 10% in statement credits up to a ...Google Pay is a quick, easy, and secure way to pay online, in stores or send money to friends and family. Pay the Google way. Jump to Content. Pay. Set up payment methods. Pay. Pay In Store ... right card at the right time. way to pay. autofill. Save your payment details once and they’ll appear at checkout on Android and Chrome, every time.Make 30 purchases totaling $2,000 in a calendar year and you become a platinum member. You get access to all of the benefits of the previous tier, as well as: An additional 5% in points with Shop Your Way MAX. The opportunity to earn 15% in points during your birthday month. A 15% points special bonus day each quarter.Manage your Shop Your Way credit card account online, any time, using any device. Submit an application for a Shop Your Way credit card now. Salir ¿Estás Seguro De Que Deseas Salir? ... puede llamar a la Shop Your Way Mastercard® al 1-877-816-9063 y se las enviaremos sin cargo. Acuerdos. null. He leido y acepto todos los acuerdos descritos ...Gift Cards Value. $5+ $20+ $50+ $100+ Categories. Apparel . Automotive . Baby and Kids . ... Look for the Pay with Shop Your Way option on our partners’ checkout pages. When you’re out and about, you can choose from lots of ways to pay with Visa. • Contactless card – up to £100. • Mobile contactless – up to £100 and above. • Chip and PIN. No matter what you’re buying in-store, security comes with every purchase, making shopping fast, simple and safe. Help with purchase disputes.Apply today for your Shop Your Way Credit Card. Discover the benefits a Citi Shop Your Way Credit Card has to offer.Pay Now. Pay instantly with your debit or credit card and stay in full control of your expenses. Need even more time? No problem. The easiest payment option when you want to make a larger purchase more manageable over time. Klarna offers financing plans that range from 6-24 months with interest rates ranging from 7.99%-33.99% APR.Aug 8, 2016 ... Comments1 · Diagnosing Open & Short Circuits · Put aluminum foil in your toilet…and THIS will Happen! · Shop Your Way Card Link Overview &m...Congratulations. Your account setup is complete. Now discover a whole new online account, built to give you more control over your card and your time. Get around faster in an intuitive, clutter-free environment. Log in from anywhere with a design optimized for any device. Manage your account your way with all the features you enjoyed before ... Manage your Shop Your Way credit card account online, any time, using any device. Submit an application for a Shop Your Way credit card now. Salir ¿Estás Seguro De Que Deseas Salir? ... puede llamar a la Shop Your Way Mastercard® al 1-877-816-9063 y se las enviaremos sin cargo. Acuerdos. null. He leido y acepto todos los acuerdos descritos ...2. Choose 'Credit Card' as Your Payment Method. There will sometimes be an option to choose the type of credit card you’re using, e.g. Visa, Mastercard, Discover, American Express, or a store credit card. If your credit card processor isn’t listed in the box, the merchant doesn’t accept that type of credit card.The gift card will come from Shop Your Way [email protected] via pmta.sailthru.com in case you need to search for it in your email inbox search bar. Sometimes it may go to your Spam folder. You can also now earn and redeem points with our new mobile app SYW available in the App Store or Google Play Store. Shop Your Way Mastercard®. As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will …‡Shop Your Way Mastercard® new accounts: As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction, minimum $5; the balance transfer fee is 5% of …
Feb 1, 2022 ... 10% Back On Online Purchases Offer · Online purchases must total $400 or more each month to qualify · Earn 10% in statement credits up to a .... Third store near me
You can also redeem your rewards by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) or 859-283-8016 outside the U.S. When shopping at participating online retailers such as Amazon.com®, BestBuy.com® or 1800flowers.com®, you can use your points as a payment option at checkout. Depending on the retailer, …When you’re out and about, you can choose from lots of ways to pay with Visa. • Contactless card – up to £100. • Mobile contactless – up to £100 and above. • Chip and PIN. No matter what you’re buying in-store, security comes with every purchase, making shopping fast, simple and safe. Help with purchase disputes.Access Shop Your Way points with the Shop Your Way MAX mobile app. Easy to earn Shop Your Way Points From gas and groceries to your morning coffee, use your Shop Your Way Mastercard ® on all eligible purchases to build points fast. Merchant Instructions: To redeem towards activities/shore excursions or onboard gifts, drinks and fun, print and bring this e-card to the Guest Services Desk on board your cruise ship so it can be credited towards your Sail & Sign account. To redeem towards the purchase of a Carnival cruise, call 1-800-Carnival or book online at www.carnival.com. From the Shopify admin area, go to Settings and then to Payments. In the Third-Party Payment Providers section, select Manage. In the Shop Pay section, check Enable Shop Pay and then Save. In the ...How To Redeem Points From Shop Your Way Mastercard®. As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. …Alerts will come from Shop Your Way Mastercard® Credit Card Alerts, and you can text STOP to 21431 to stop Alerts, or text HELP to 21431 to receive help. For questions about the services provided, you can call 1-877-816-9063. Message and data rates may apply, and message frequency varies by account settings.I absolutely love the Shop Your Way Mastercard and the ability to redeem points on the Shop Your Way website or app. Points can be redeemed for various types of gift cards, including a Visa eReward gift card where spending 5000 points gets a $5 prepaid Visa gift card. The Shop Your Way Mastercard rewards 5% in points for purchases at …Oct 13, 2022 · For general inquiries, you can use this mailing address for the Shop Your Way credit card: PO Box 6282. Sioux Falls, SD 57117. To make credit card payments on your Shop Your Way Mastercard, you can use either of these two mailing addresses. Be sure to include your account number so that they know where to post your payment. Shop Your Way Credit ... At Shop Your Way, we think you deserve more. With Shop Your Way, you can earn while you shop, like never before. Welcome to rewards, re-imagined. Pay with Shop Your Way. Wayfair Gift Cards are the perfect way to let someone know you care without all the hassle of finding the perfect item. With one of the world's largest online selections of furniture, home furnishings, décor and goods, including more than ten million products from over 10,000 suppliers, Wayfair helps people find the ... Pay as you go. Pay as you go (paying only for the journeys you make) is the easiest way to pay for travel in London. You don't have to work out the cost of your journey in advance. You can pay as you go using contactless (card or device), an Oyster card or a Visitor Oyster card. It also offers great value as pay as you go is cheaper than buying ...Key benefits and features of Shop Pay include: Time-saving checkout: Shop Pay saves your customers' email address, credit card, and shipping and billing information, eliminating the need for them to enter these details every time they make a purchase. This significantly speeds up the checkout process, leading to higher conversion rates and ...1. SELECT IT Open the Citi ® Mobile App or visit Citi Online and find the eligible payments button on your transaction ledger or make a payment page. Then, select your eligible purchase of $75 or more. 2. SPLIT IT Choose your payment plan. You'll know exactly how much you'll pay each month. 3.Shop Your Way Mastercard®. As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will …Jan 2, 2023 · Once again @ptatohed inspired me to appy for a card, this time it was the Citi Shop Your Way card. I was approved with a starting limit of $3k. They pulled EQ where FICO 8 was 712, plenty of inquiries, aggregate utilization high, 6/24 on new accounts. From now on when I see a post from @_ptatohed I'm going to have to run the other way. I have points on my Shop Your Way Mastercard® Statement but they aren't showing online on Shopyourway.com. How do I REDEEM MY POINTS? How do I PAY MY Shop Your Way Mastercard® BILL? I have a problem with my GIFT CARDS POWERED BY RAISE. I have PROBLEMS LOGGING IN to ShopYourWay.com or the SYW app. How do I use …10% Back On Online Purchases Offer. From 2/1/2022 (or the date you activate the offer, whichever is later) through 4/30/2022, the Sears SYW Mastercard is offering cardholders a monthly 10% statement credit on eligible online purchases. Online purchases must total $400 or more each month to qualify. Earn 10% in statement credits up to a ….